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Generated TIPS Ladder
Year fundedTIPS holdingsNet purchase costPre- ladder interest3Principal incomeInterest incomeTotal income
2025912828H45 × 4$5,187$1273.42$5,300$3,555$10,129
2026912810FS2 × 4$6,256$6,324$3,486$9,810
2027912810PS1 × 5$7,804$7,781$3,330$11,111
2028912810FD5 × 3$6,202$5,821$3,132$8,953
2029912810FH6 × 4$8,374$7,636$2,879$10,514
2030912828Z37 × 6$6,655$7,318$2,726$10,044
203191282CBF7 × 6$6,465$7,233$2,717$9,950
2032912810FQ6 × 4$7,864$7,072$2,593$9,665
203391282CGK1 × 7$6,910$7,375$2,432$9,807
203491282CJY8 × 8$8,023$8,167$2,096$10,263
2035191282CJY8 × 8$8,023$8,167$1,801$9,969
2036191282CJY8 × 8$8,023$8,167$1,801$9,969
2037191282CJY8 × 9$9,025$9,188$1,801$10,989
20382912810QF8 × 5$7,374$7,260$1,724$8,984
20392912810QF8 × 6$8,849$8,712$1,554$10,266
2040912810QF8 × 6$8,849$8,712$1,369$10,081
2041912810QP6 × 6$8,750$8,598$1,185$9,783
2042912810QV3 × 7$7,772$9,722$1,058$10,779
2043912810RA8 × 6$6,292$8,190$996$9,185
2044912810RF7 × 7$8,290$9,426$905$10,331
2045912810RL4 × 7$7,166$9,329$805$10,134
2046912810RR1 × 7$7,424$9,271$724$9,995
2047912810RW0 × 7$7,015$9,100$638$9,738
2048912810SB5 × 8$8,009$10,181$547$10,728
2049912810SG4 × 7$6,821$8,730$453$9,182
2050912810SM1 × 8$6,135$9,765$397$10,162
2051912810SV1 × 8$5,740$9,643$379$10,021
2052912810TE8 × 9$5,941$10,146$366$10,512
2053912810TP3 × 9$8,234$9,501$289$9,790
2054912810TY4 × 10$10,262$10,225$109$10,334
Totals$223,732$301,179
[1]: No TIPS matures this year so an earlier-maturing one is used.[2]: No TIPS matures this year so a later-maturing one is used.[3]: Interest earned before the start of the ladder's first year.dummy
Parameters
Desired annual real income10000
Income requirement kindAverage
Earliest year to fund2025
Final year to fund2054
Bond choice within yearBest yield
Bond choice for years with no maturing TIPSBond maturing nearest to start of rung-year
Properties
Years funded30
Cost to purchase$223,732
Total income$301,179
Annual income average$10,039
Annual income minimum$8,953
Withdrawal Rate4.49%
XIRR2.12%
TIPS price date2024-7-15
Creation time (NY)2024-7-15 5:24 PM
Purchase date2024-7-16
Settlement date2024-7-17